# How did the Consumer Price Index for homeowners' home and mortgage insurance change in Ontario?

> Consumer Price Index for homeowners' home and mortgage insurance increased in Ontario.

In Ontario, the Consumer Price Index for homeowners' home and mortgage insurance was 68.3% higher in July 2026 than in August 2016. It rose from 233.5 Index (2002 = 100) to 393 Index (2002 = 100), a gain of 159.5 index points. It reached an observed high of 401.4 Index (2002 = 100) in March 2026 before ending at 393 Index (2002 = 100) in July 2026.

## Answer scope

- Geography: Ontario (ON)
- Period: August 2016 to July 2026
- Frequency: Monthly
- Source updated: 2026-08-17
- Products and product groups: Homeowners' home and mortgage insurance
- How to read the index: The CPI tracks average price change; 2002 = 100 is its reference level.

## Key figures

- Start · August 2016: 233.5 Index (2002 = 100)
- Latest · July 2026: 393 Index (2002 = 100)
- Overall change: 68.3% increase (+159.5 index points)

## Exact observations

| Period | Series | Source display value | Value as charted | Chart unit |
| --- | --- | ---: | ---: | --- |
| August 2016 | Consumer Price Index for homeowners' home and mortgage insurance | 233.5 Index (2002 = 100) | 233.5 | Index (2002 = 100) |
| September 2016 | Consumer Price Index for homeowners' home and mortgage insurance | 233.9 Index (2002 = 100) | 233.9 | Index (2002 = 100) |
| October 2016 | Consumer Price Index for homeowners' home and mortgage insurance | 234.7 Index (2002 = 100) | 234.7 | Index (2002 = 100) |
| November 2016 | Consumer Price Index for homeowners' home and mortgage insurance | 238.5 Index (2002 = 100) | 238.5 | Index (2002 = 100) |
| December 2016 | Consumer Price Index for homeowners' home and mortgage insurance | 237.1 Index (2002 = 100) | 237.1 | Index (2002 = 100) |
| January 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 240.6 Index (2002 = 100) | 240.6 | Index (2002 = 100) |
| February 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 239.8 Index (2002 = 100) | 239.8 | Index (2002 = 100) |
| March 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 241 Index (2002 = 100) | 241 | Index (2002 = 100) |
| April 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 241 Index (2002 = 100) | 241 | Index (2002 = 100) |
| May 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 242.2 Index (2002 = 100) | 242.2 | Index (2002 = 100) |
| June 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 242.2 Index (2002 = 100) | 242.2 | Index (2002 = 100) |
| July 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 242.2 Index (2002 = 100) | 242.2 | Index (2002 = 100) |
| August 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 243.6 Index (2002 = 100) | 243.6 | Index (2002 = 100) |
| September 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 243.6 Index (2002 = 100) | 243.6 | Index (2002 = 100) |
| October 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 243.2 Index (2002 = 100) | 243.2 | Index (2002 = 100) |
| November 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 243.8 Index (2002 = 100) | 243.8 | Index (2002 = 100) |
| December 2017 | Consumer Price Index for homeowners' home and mortgage insurance | 243.9 Index (2002 = 100) | 243.9 | Index (2002 = 100) |
| January 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 243.9 Index (2002 = 100) | 243.9 | Index (2002 = 100) |
| February 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 244.9 Index (2002 = 100) | 244.9 | Index (2002 = 100) |
| March 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 247.2 Index (2002 = 100) | 247.2 | Index (2002 = 100) |
| April 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 247.8 Index (2002 = 100) | 247.8 | Index (2002 = 100) |
| May 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 250.2 Index (2002 = 100) | 250.2 | Index (2002 = 100) |
| June 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 250.2 Index (2002 = 100) | 250.2 | Index (2002 = 100) |
| July 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 250.2 Index (2002 = 100) | 250.2 | Index (2002 = 100) |
| August 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 253.5 Index (2002 = 100) | 253.5 | Index (2002 = 100) |
| September 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 255.9 Index (2002 = 100) | 255.9 | Index (2002 = 100) |
| October 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 257.6 Index (2002 = 100) | 257.6 | Index (2002 = 100) |
| November 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 257.6 Index (2002 = 100) | 257.6 | Index (2002 = 100) |
| December 2018 | Consumer Price Index for homeowners' home and mortgage insurance | 257.5 Index (2002 = 100) | 257.5 | Index (2002 = 100) |
| January 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 258.4 Index (2002 = 100) | 258.4 | Index (2002 = 100) |
| February 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 263 Index (2002 = 100) | 263 | Index (2002 = 100) |
| March 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 265.2 Index (2002 = 100) | 265.2 | Index (2002 = 100) |
| April 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 266 Index (2002 = 100) | 266 | Index (2002 = 100) |
| May 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 268.4 Index (2002 = 100) | 268.4 | Index (2002 = 100) |
| June 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 268.4 Index (2002 = 100) | 268.4 | Index (2002 = 100) |
| July 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 270.4 Index (2002 = 100) | 270.4 | Index (2002 = 100) |
| August 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 270.9 Index (2002 = 100) | 270.9 | Index (2002 = 100) |
| September 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 270.9 Index (2002 = 100) | 270.9 | Index (2002 = 100) |
| October 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 270.9 Index (2002 = 100) | 270.9 | Index (2002 = 100) |
| November 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 274.1 Index (2002 = 100) | 274.1 | Index (2002 = 100) |
| December 2019 | Consumer Price Index for homeowners' home and mortgage insurance | 275.7 Index (2002 = 100) | 275.7 | Index (2002 = 100) |
| January 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 276.1 Index (2002 = 100) | 276.1 | Index (2002 = 100) |
| February 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 279.3 Index (2002 = 100) | 279.3 | Index (2002 = 100) |
| March 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 282 Index (2002 = 100) | 282 | Index (2002 = 100) |
| April 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 284.3 Index (2002 = 100) | 284.3 | Index (2002 = 100) |
| May 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 284.3 Index (2002 = 100) | 284.3 | Index (2002 = 100) |
| June 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 285.7 Index (2002 = 100) | 285.7 | Index (2002 = 100) |
| July 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 285.4 Index (2002 = 100) | 285.4 | Index (2002 = 100) |
| August 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 285.4 Index (2002 = 100) | 285.4 | Index (2002 = 100) |
| September 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 286.9 Index (2002 = 100) | 286.9 | Index (2002 = 100) |
| October 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 286.9 Index (2002 = 100) | 286.9 | Index (2002 = 100) |
| November 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 286.9 Index (2002 = 100) | 286.9 | Index (2002 = 100) |
| December 2020 | Consumer Price Index for homeowners' home and mortgage insurance | 288.6 Index (2002 = 100) | 288.6 | Index (2002 = 100) |
| January 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 288 Index (2002 = 100) | 288 | Index (2002 = 100) |
| February 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 289.9 Index (2002 = 100) | 289.9 | Index (2002 = 100) |
| March 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 291 Index (2002 = 100) | 291 | Index (2002 = 100) |
| April 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 292.6 Index (2002 = 100) | 292.6 | Index (2002 = 100) |
| May 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 294.3 Index (2002 = 100) | 294.3 | Index (2002 = 100) |
| June 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 301.2 Index (2002 = 100) | 301.2 | Index (2002 = 100) |
| July 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 301.1 Index (2002 = 100) | 301.1 | Index (2002 = 100) |
| August 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 299.2 Index (2002 = 100) | 299.2 | Index (2002 = 100) |
| September 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 302.8 Index (2002 = 100) | 302.8 | Index (2002 = 100) |
| October 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 300.2 Index (2002 = 100) | 300.2 | Index (2002 = 100) |
| November 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 300.3 Index (2002 = 100) | 300.3 | Index (2002 = 100) |
| December 2021 | Consumer Price Index for homeowners' home and mortgage insurance | 314.3 Index (2002 = 100) | 314.3 | Index (2002 = 100) |
| January 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 317.9 Index (2002 = 100) | 317.9 | Index (2002 = 100) |
| February 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 316.4 Index (2002 = 100) | 316.4 | Index (2002 = 100) |
| March 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 317.2 Index (2002 = 100) | 317.2 | Index (2002 = 100) |
| April 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 318.4 Index (2002 = 100) | 318.4 | Index (2002 = 100) |
| May 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 318.5 Index (2002 = 100) | 318.5 | Index (2002 = 100) |
| June 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 319.6 Index (2002 = 100) | 319.6 | Index (2002 = 100) |
| July 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 320.3 Index (2002 = 100) | 320.3 | Index (2002 = 100) |
| August 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 321 Index (2002 = 100) | 321 | Index (2002 = 100) |
| September 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 328.8 Index (2002 = 100) | 328.8 | Index (2002 = 100) |
| October 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 328.7 Index (2002 = 100) | 328.7 | Index (2002 = 100) |
| November 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 332 Index (2002 = 100) | 332 | Index (2002 = 100) |
| December 2022 | Consumer Price Index for homeowners' home and mortgage insurance | 338.8 Index (2002 = 100) | 338.8 | Index (2002 = 100) |
| January 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 340 Index (2002 = 100) | 340 | Index (2002 = 100) |
| February 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 339.6 Index (2002 = 100) | 339.6 | Index (2002 = 100) |
| March 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 338.6 Index (2002 = 100) | 338.6 | Index (2002 = 100) |
| April 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 338.1 Index (2002 = 100) | 338.1 | Index (2002 = 100) |
| May 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 336.1 Index (2002 = 100) | 336.1 | Index (2002 = 100) |
| June 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 339.2 Index (2002 = 100) | 339.2 | Index (2002 = 100) |
| July 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 342 Index (2002 = 100) | 342 | Index (2002 = 100) |
| August 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 343.9 Index (2002 = 100) | 343.9 | Index (2002 = 100) |
| September 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 346.6 Index (2002 = 100) | 346.6 | Index (2002 = 100) |
| October 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 346.4 Index (2002 = 100) | 346.4 | Index (2002 = 100) |
| November 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 347.9 Index (2002 = 100) | 347.9 | Index (2002 = 100) |
| December 2023 | Consumer Price Index for homeowners' home and mortgage insurance | 357.2 Index (2002 = 100) | 357.2 | Index (2002 = 100) |
| January 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 361.5 Index (2002 = 100) | 361.5 | Index (2002 = 100) |
| February 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 359.7 Index (2002 = 100) | 359.7 | Index (2002 = 100) |
| March 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 362.9 Index (2002 = 100) | 362.9 | Index (2002 = 100) |
| April 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 363.3 Index (2002 = 100) | 363.3 | Index (2002 = 100) |
| May 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 365.6 Index (2002 = 100) | 365.6 | Index (2002 = 100) |
| June 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 374.5 Index (2002 = 100) | 374.5 | Index (2002 = 100) |
| July 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 380.2 Index (2002 = 100) | 380.2 | Index (2002 = 100) |
| August 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 378.8 Index (2002 = 100) | 378.8 | Index (2002 = 100) |
| September 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 378.8 Index (2002 = 100) | 378.8 | Index (2002 = 100) |
| October 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 377.3 Index (2002 = 100) | 377.3 | Index (2002 = 100) |
| November 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 379.5 Index (2002 = 100) | 379.5 | Index (2002 = 100) |
| December 2024 | Consumer Price Index for homeowners' home and mortgage insurance | 380 Index (2002 = 100) | 380 | Index (2002 = 100) |
| January 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 381.2 Index (2002 = 100) | 381.2 | Index (2002 = 100) |
| February 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 378.7 Index (2002 = 100) | 378.7 | Index (2002 = 100) |
| March 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 384.8 Index (2002 = 100) | 384.8 | Index (2002 = 100) |
| April 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 381.7 Index (2002 = 100) | 381.7 | Index (2002 = 100) |
| May 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 385 Index (2002 = 100) | 385 | Index (2002 = 100) |
| June 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 389.9 Index (2002 = 100) | 389.9 | Index (2002 = 100) |
| July 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 391 Index (2002 = 100) | 391 | Index (2002 = 100) |
| August 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 391.6 Index (2002 = 100) | 391.6 | Index (2002 = 100) |
| September 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 385.3 Index (2002 = 100) | 385.3 | Index (2002 = 100) |
| October 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 391.7 Index (2002 = 100) | 391.7 | Index (2002 = 100) |
| November 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 389 Index (2002 = 100) | 389 | Index (2002 = 100) |
| December 2025 | Consumer Price Index for homeowners' home and mortgage insurance | 394 Index (2002 = 100) | 394 | Index (2002 = 100) |
| January 2026 | Consumer Price Index for homeowners' home and mortgage insurance | 390.6 Index (2002 = 100) | 390.6 | Index (2002 = 100) |
| February 2026 | Consumer Price Index for homeowners' home and mortgage insurance | 399.2 Index (2002 = 100) | 399.2 | Index (2002 = 100) |
| March 2026 | Consumer Price Index for homeowners' home and mortgage insurance | 401.4 Index (2002 = 100) | 401.4 | Index (2002 = 100) |
| April 2026 | Consumer Price Index for homeowners' home and mortgage insurance | 399.1 Index (2002 = 100) | 399.1 | Index (2002 = 100) |
| May 2026 | Consumer Price Index for homeowners' home and mortgage insurance | 395.4 Index (2002 = 100) | 395.4 | Index (2002 = 100) |
| June 2026 | Consumer Price Index for homeowners' home and mortgage insurance | 397 Index (2002 = 100) | 397 | Index (2002 = 100) |
| July 2026 | Consumer Price Index for homeowners' home and mortgage insurance | 393 Index (2002 = 100) | 393 | Index (2002 = 100) |

## How this answer was calculated

The headline compares the first and last observations shown. Overall change is the last index value minus the first and is reported in index points; relative change is (last ÷ first − 1) × 100. Intermediate observations remain visible in the chart and exact values. This is descriptive and does not identify causes.

## Source and provenance

- Official source: [Statistics Canada table 18-10-0004-01](<https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1810000401>)
- Table title: Consumer Price Index, monthly, not seasonally adjusted
- Dataset identifier: 18100004
- Canonical human-readable answer: <https://www.canadaindata.ca/?place=on&analysis=statcan-18100004-home-insurance-trend&subject=18>
- Province and territory comparison: <https://www.canadaindata.ca/comparisons/statcan-18100004-home-insurance-trend>
- Interpretation policy: this answer describes the selected observations; it does not infer causation.
- Source acknowledgement: Adapted from Statistics Canada, Consumer Price Index, monthly, not seasonally adjusted, 2026-08-17. This does not constitute an endorsement by Statistics Canada of this product.

## Evidence version

- Snapshot generated: 2026-09-05
- Snapshot SHA-256: `c9882d908d7b8a0374fe7c7c93106506b8d47520df5814c21d767e74984d45cb`
- Evidence changelog: <https://www.canadaindata.ca/data-changelog.json>
- This answer URL represents the latest deployed evidence. Record the digest when reproducibility matters.

## Suggested citation

Canada in Data. “How did the Consumer Price Index for homeowners' home and mortgage insurance change in Ontario?” Ontario. Source updated 2026-08-17. <https://www.canadaindata.ca/?place=on&analysis=statcan-18100004-home-insurance-trend&subject=18>

Canada in Data is an independent public-interest project and is not Statistics Canada. Verify consequential uses against the linked official table.